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Are college loans like a financial roller coaster?

July 1 marked the day when interest rates for subsidized Stafford loans for college students doubled. Last week, the U.S. Senate passed a bill, retroactive to July 1, that would tie those rates to the 10-year treasury rate at the time a loan is approved. This year that would be 3.9 percent for undergraduates and 5.4 percent for graduate students. But the proposal is still stalled in Congress.

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