Greening your home to improve health and save money

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(ARA) - You can just smell it. You install new carpeting in your home, and the air in your living room takes on a brash, chemical scent. That can't be good.

The health and safety of the family is a top priority for all, yet it's surprising how common it is to neglect easy ways to protect them. If you are planning to remodel, redecorate or even build a new home, what should you consider?

"Homeowners are realizing how much their homes - and carpets, paints, wood finishes, cleaning supplies, heating and air conditioning systems and fireplaces - can affect their health," says Don Soss, vice president of Fireman's Fund Personal Insurance.

Breathing easy

There's growing evidence that indoor air can be more seriously polluted than outdoor air, according to the U.S. Environmental Protection Agency (www.epa.gov/iaq). And with 90 percent of your time spent indoors, health risks from airborne pollutants inside the home may be much higher than you think.

When you are remodeling, consider installing hard-surface flooring rather than carpeting to protect indoor air for the long term. If you decide to go with carpeting, you can now find products that meet the Carpet and Rug Institute (www.carpet-rug.org) air quality standards for low emissions through its Green Label program. Ask for carpet manufacturers with recycling programs; many will accept used carpets for recycling or remanufacture. An estimated 5 billion pounds of carpet goes to landfills annually because its synthetic components prevent easy recycling.

Repainting as well? Request paints that do not use volatile organic compounds, known as VOCs, which are used in paints, lacquers and cleaning supplies. VOCs emit gases with significant health effects. Low- or no-VOC paints (and cleaning products) are now widely available.

Other common sources of indoor air pollution include cabinetry and insulation (formaldehyde), improperly vented fireplaces and poorly installed or maintained heating and cooling systems or home appliances, such as gas ranges, stove hoods or water heaters.

There is a lot of information available about the health benefits of a green home environment. In addition to educating customers, Fireman's Fund has introduced green homeowners insurance for homeowners who own green homes or want to upgrade their residences with green features after a loss. If a home is completely destroyed, it can be rebuilt to green standards, certified as having Leadership in Environmental and Energy Design (LEED) status.

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