(BPT) - No one wakes up thinking that their day will include a heart attack or a cancer diagnosis.
But unexpected medical emergencies can happen to anyone at any time, and few people are prepared for the expenses that accompany them. Financial experts often recommend building an emergency fund consisting of six months of salary, but few people can achieve that in these difficult economic times.
“One way to prepare for a significant health event is to consider supplemental insurance, a policy that can be bought in addition to your major medical plan,” says Scott Krienke of Assurant Health, a Milwaukee-based insurer. “These plans can be used to pay out-of-pocket costs not covered by major medical, as well as non-medical costs related to an injury or illness.”
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